The key issue these days is runaway inflation and high and rising interest rates in an attempt to bring it back under control.

In 2022, inflation has soared to heights not   Read More

Small-cap stocks, of course, come with a type of risk all their own. Small companies in general can, and occasionally do, succumb to events or business conditions that larger companies   Read More

Consider using part of your wealth to buy a life annuity from an insurer. It will provide you with monthly payments for the rest of your life—just like a defined   Read More

Canada’s big banks have regularly earned more and paid higher dividends. There’s fear that a recession will hurt their financial results. This gives you an opportunity to buy the banks   Read More

Years ago, investors registered shares in their names and put the certificates in a safe-deposit box. They did that because worried that if their broker went bust they could lose   Read More

Shrewd investors use compounding to make sure all their money works for them. Combine that with a sound plan, and you’re well on the way to success. This is the   Read More

Canada’s big banks have regularly earned more and paid higher dividends. There’s fear that a recession will hurt their financial results. This gives you an opportunity to buy the banks   Read More

Shrewd investors use compounding to make sure all their money works for them. Combine that with a sound plan, and you’re well on the way to success.

Nothing is certain in   Read More

Relatively-low interest rates make it cheap to borrow these days. If you can’t maximize contributions to your RRSP (Registered Retirement Savings Plan), consider borrowing to do so. In Hamlet, Polonius   Read More

Some investors think we’re at the beginning of a commodity supercycle that will keep prices elevated for a long period. Others are enthusiastic about the prospects of technology stocks, especially   Read More

Small-cap stocks take great effort to analyze and understand. That’s why we think most investors are better off relying on mutual funds for these types of investments.
The greatest potential for   Read More

Small-cap stocks take great effort to analyze and understand. That’s why we think most investors are better off relying on mutual funds for these types of investments.
The greatest potential for   Read More

With all our other investment choices, be it stocks or trusts or bonds or cash, we all make our own decisions on what and when to buy and sell. Not   Read More

If you’re like many people, you’ve rushed into your bank near the end of February and put as much as you could manage into an RRSP.

After 2019’s 19-per-cent gain in   Read More

With all our other investment choices, be it stocks or trusts or bonds or cash, we all make our own decisions on what and when to buy and sell. Not   Read More

Ordinary investors need to know that these are not ordinary times. It’s time to review your risk tolerance. Ken Norquay asks: Are you satisfied with the profits you have just   Read More

When you invest in mutual funds outside a registered plan, you face some income tax considerations foreign to those who invest directly in stocks.
Once again, it’s that time of year   Read More

Add to equity markets in Canada, Europe, the UK and Japan. Go easy on investing in US stocks.

The economic recovery continues to be propelled by monetary and fiscal stimuli, the   Read More

Ordinary investors need to know that these are not ordinary times. It’s time to review your risk tolerance. Ken Norquay asks: Are you satisfied with the profits you have just   Read More

Add to equity markets in Canada, Europe, the UK and Japan. Go easy on investing in US stocks.

The economic recovery continues to be propelled by monetary and fiscal stimuli, the   Read More

US stocks are quite expensive compared with equities in other world markets. Here’s a way to take it slow and easy with your US investing.
Stocks in the US, particularly those   Read More

For many investors, what their money is used for may be as important as how much profit it makes.

There’s a large segment of the investing public that’s interested in the   Read More

On few occasions have we seen a fund that dominates its category for more than seven years in a 10-year period. But such funds do exist—even in the bond fund   Read More

As US equities run into turbulence, now may be a good time to look to European stocks, where valuations are lower and the economy has yet to fully benefit from   Read More

For many investors, what their money is used for may be as important as how much profit it makes.

There’s a large segment of the investing public that’s interested in the   Read More

On few occasions have we seen a fund that dominates its category for more than seven years in a 10-year period. But such funds do exist—even in the bond fund   Read More

In the debate over the merits of investing actively or passively, it’s easy to lose track of a third option. Combining both approaches may be the better way to go.
Some   Read More

Make sure you have exposure to value funds as well as growth funds now. We currently favour Canadian equity funds over their US counterparts.

Fiscal stimulus and ultra-low interest rates helped   Read More

If past performance is no guarantee of future performance, how can you choose a fund?
Some statistics will help pick out the long-term, if not the short-term winners.

Picking tomorrow’s winners among   Read More

Make sure you have exposure to value funds as well as growth funds now. We currently favour Canadian equity funds over their US counterparts.

Fiscal stimulus and ultra-low interest rates helped   Read More

Fidelity Canadian Opportunities is a buy for above-average long-term growth potential. It joins out Top 40 list in the Aggressive Canadian Stock Funds category.
We’ve added Fidelity Canadian Opportunities Fund (Fund   Read More

One of the least understood, and most overly complex, terms is ‘asset allocation’. For many, this term is little more than an attempt to make market timing sound respectable.

Asset allocation   Read More

Make sure you have exposure to value funds as well as growth funds now. We currently favour Canadian equity funds over their US counterparts.

Fiscal stimulus and ultra-low interest rates helped   Read More

Fidelity Canadian Opportunities is a buy for above-average long-term growth potential. It joins out Top 40 list in the Aggressive Canadian Stock Funds category.
We’ve added Fidelity Canadian Opportunities Fund (Fund   Read More

One of the least understood, and most overly complex, terms is ‘asset allocation’. For many, this term is little more than an attempt to make market timing sound respectable.

Asset allocation   Read More

Management expenses take a chunk out of your mutual funds’ asset values—year after year. But the real question should be whether what you get after costs is worthwhile.

When you’re considering   Read More

In our view, a more important factor than style, declared or otherwise, is a manager’s discipline to his or her particular set of decision-making criteria.
Value investing and growth investing. In   Read More

Continue to buy gradually, emphasizing diversified, conservative Canadian and international (ex US) equity funds.

We think US stock valuations are rather high. We therefore recommend new money be added to non-US   Read More

Regardless of the investment philosophy or style of a fund’s portfolio manager, the only solid information we have about a fund is its portfolio and its past performance.

When you look   Read More

Capital Group Global Equity fund has been a stellar fund over the years. But it’s not resting on its laurels. The fund is adjusting its portfolio in response to the   Read More

When stock markets turn volatile like they did this year, many investors start looking for refuge—a place to put their money simply to preserve it and maybe get a modest   Read More

Fixed-income investments like bonds have a place in most portfolios. But they yield little as central banks have cut interest rates to soften the blow of the COVID-19 pandemic.

The coronavirus   Read More

In its regular feature ‘What to do this month’, the Money Reporter recently took a look at common stocks and mutual funds.
What to do about common stocks

The outlook for the   Read More

In its regular feature ‘What to do this month’, the Money Reporter recently took a look at common stocks and mutual funds.
What to do about common stocks

The outlook for the   Read More

Or, as a college friend of ours so memorably proposed marriage to his sweetheart: “Stick with me babe, and you’ll be farting through silk.” Happy Valentine’s Day, everyone!
Stay with stocks—it   Read More

Mutual funds should be looked at as long-term investments, and so consistently high MER coverage over three, five and ten years is best.
With all our other investment choices, be it   Read More

Diversifying your mutual-fund portfolio cuts the risk of giving all your money to one manager who has one way of seeing the market. But how many funds do you need?
If   Read More

The key to making money with junk bonds is to diversify across industries. That’s because failing companies are often concentrated in problem industries.
Investors should diversify across many ‘asset classes’. One   Read More

Given that we consider the Canadian dollar to be undervalued in relation to the US dollar, we generally recommend you hedge your currency risk when investing south of the border.

Despite   Read More

Bond funds account for about 13 per cent of the money Canadians have invested in mutual funds. But bond funds do little more than enrich their managers and enslave their   Read More

Bond funds account for about 13 per cent of the money Canadians have invested in mutual funds. But bond funds do little more than enrich their managers and enslave their   Read More

As all fund companies will tell you, past performance is no guarantee of future results. If that’s so, then how can you pick a fund to invest in?

Picking tomorrow’s winners   Read More