Investment Strategy

Adopting an appropriate investment strategy requires an investor to build a systematic plan of action to achieve his or her long term goals. The plan will determine the allocation of investable assets among stocks, bonds, cash and cash equivalents and alternative investments. The plan will consider such macro factors as economic trends, inflation and interest rates. Other factors are more personal–such as the investor’s age and risk tolerance as well as future needs for income and capital expenses. Tactics to achieve these individual strategic investment goals will inevitably involve a trade-off between risk and reward parameters. The expectation of higher returns will almost certainly involve the acceptance of some risk. Investors determined to follow their plan will commit it to writing. Then, when the going gets tough in stressful financial markets, the comfort of re-reading your strategic plan will remind you that you’re on the right path.

Portfolio Planning

Some investors think we’re at the beginning of a commodity supercycle that will keep prices elevated for a long period. Others are enthusiastic about the prospects of technology stocks, especially   Read More

MER coverage is key

With all our other investment choices, be it stocks or trusts or bonds or cash, we all make our own decisions on what and when to buy and sell. Not   Read More

MER coverage is key

With all our other investment choices, be it stocks or trusts or bonds or cash, we all make our own decisions on what and when to buy and sell. Not   Read More

Know your risk profile

Ordinary investors need to know that these are not ordinary times. It’s time to review your risk tolerance. Ken Norquay asks: Are you satisfied with the profits you have just   Read More

How to undo a tangled web

Financial trends illustrate the forces at work in the economic world. Behavioural finance analyst Ken Norquay wonders how this tangled web will unwind.
“It’s like déjà vu all over again,” baseball’s   Read More

Where to put new money now

Add to equity markets in Canada, Europe, the UK and Japan. Go easy on investing in US stocks.

The economic recovery continues to be propelled by monetary and fiscal stimuli, the   Read More

6 common investment errors

Accountant Mark Goodfield (aka The Blunt Bean Counter) reviews six common investment errors he has observed over the years.
I am involved in wealth advisory for some of my clients as   Read More

Know your risk profile

Ordinary investors need to know that these are not ordinary times. It’s time to review your risk tolerance. Ken Norquay asks: Are you satisfied with the profits you have just   Read More

Where to put new money now

Add to equity markets in Canada, Europe, the UK and Japan. Go easy on investing in US stocks.

The economic recovery continues to be propelled by monetary and fiscal stimuli, the   Read More

Add growth stocks for more income

Blind adherence to an asset allocation model may not always prove optimal. We suggest a seemingly counter-intuitive, but more flexible, approach.

Many’s the investor who, when faced with retirement and the   Read More

Winding up a family trust

Discretionary family trusts have a tax life span of 21 years. Without proper planning, the family trust may be subject to a deemed capital gain, says tax lawyer Samantha Prasad.
The   Read More