Investment Strategy

Adopting an appropriate investment strategy requires an investor to build a systematic plan of action to achieve his or her long term goals. The plan will determine the allocation of investable assets among stocks, bonds, cash and cash equivalents and alternative investments. The plan will consider such macro factors as economic trends, inflation and interest rates. Other factors are more personal–such as the investor’s age and risk tolerance as well as future needs for income and capital expenses. Tactics to achieve these individual strategic investment goals will inevitably involve a trade-off between risk and reward parameters. The expectation of higher returns will almost certainly involve the acceptance of some risk. Investors determined to follow their plan will commit it to writing. Then, when the going gets tough in stressful financial markets, the comfort of re-reading your strategic plan will remind you that you’re on the right path.

Add growth stocks for more income

Blind adherence to an asset allocation model may not always prove optimal. We suggest a seemingly counter-intuitive, but more flexible, approach.

Many’s the investor who, when faced with retirement and the   Read More

Winding up a family trust

Discretionary family trusts have a tax life span of 21 years. Without proper planning, the family trust may be subject to a deemed capital gain, says tax lawyer Samantha Prasad.
The   Read More

Add growth stocks for more income

Blind adherence to an asset allocation model may not always prove optimal. We suggest a seemingly counter-intuitive, but more flexible, approach.

Many’s the investor who, when faced with retirement and the   Read More

When the music stops . . .

Behavioural finance analyst Ken Norquay warns no investment strategy works forever. It’s like a game of musical chairs: when the music stops, don’t be left without a chair.

Since The Ides   Read More

Diversify with ADRs

American Depositary Receipts, or ADRs, give you benefits. One is diversification. In fact, it’s tempting to rename ADRs American Diversification Receipts.

ADRs followed by The Investment Reporter include companies based in   Read More

Keeping it all in the family

To avoid anger, bickering and distrust during transition of a family business, WEALTHinsurance.com’s Mark Halpern advises a documented succession plan.
Planning for high-net worth family businesses is so important. If only   Read More

Diversify with ADRs

American Depositary Receipts, or ADRs, give you benefits. One is diversification. In fact, it’s tempting to rename ADRs American Diversification Receipts.

ADRs followed by The Investment Reporter include companies based in   Read More

When the music stops . . .

Behavioural finance analyst Ken Norquay warns no investment strategy works forever. It’s like a game of musical chairs: when the music stops, don’t be left without a chair.

Since The Ides   Read More

How much will I need to retire?

Mark Goodfield (aka The Blunt Bean Counter) takes a look at the popular rule-of-thumb “four per cent rule”.

The pandemic has brought retirement savings front and centre for far too many   Read More

When will the bubble burst?

The Federal Reserve Board is printing money aggressively. It’s continuing to flood the world with money hoping to stabilize the US economy.

In the late 1960s, pop singer Connie Francis sang   Read More

Where to put new money now

Make sure you have exposure to value funds as well as growth funds now. We currently favour Canadian equity funds over their US counterparts.

Fiscal stimulus and ultra-low interest rates helped   Read More

How to pick a winning fund

If past performance is no guarantee of future performance, how can you choose a fund?
Some statistics will help pick out the long-term, if not the short-term winners.

Picking tomorrow’s winners among   Read More

Where to put new money now

Make sure you have exposure to value funds as well as growth funds now. We currently favour Canadian equity funds over their US counterparts.

Fiscal stimulus and ultra-low interest rates helped   Read More