Relatively-low interest rates make it cheap to borrow these days. If you can’t maximize contributions to your RRSP (Registered Retirement Savings Plan), consider borrowing to do so. In Hamlet, Polonius   Read More

Gift-giving season prompts Mark Goodfield (aka The Blunt Bean Counter) to look at some tax and other considerations regarding gifts to grandchildren.

Many grandparents ask me about the tax and practical   Read More

Great graduation gifts needn’t cost you much. Smart-as-a-whip grads may have earned straight ‘A’s, but did they learn anything about managing money? You can help them start a post-grad program   Read More

Great graduation gifts needn’t cost you much. Smart-as-a-whip grads may have earned straight ‘A’s, but did they learn anything about managing money? You can help them start a post-grad program   Read More

So you’re a hands-on investor and you want to decide for yourself which investments go into your self-directed Registered Retirement Savings Plan. TaxLetter contributing editor Samantha Prasad, a tax partner   Read More

Sometimes reading your financial plan is like staring into a bowl of alphabet soup. Abbreviations and acronyms float by and transmogrify before you can begin to read any sense into   Read More

You likely qualify for deductions when you file your income tax return. If so, some tax planning this month by properly filling in form T1213 Request to Reduce Tax Deductions   Read More

Sending someone away from home to university for four years can cost more than $100,000. That’s taking into account tuition, books, transportation, room and board, and incidentals. Government cutbacks, inflation,   Read More