Years ago, investors registered shares in their names and put the certificates in a safe-deposit box. They did that because worried that if their broker went bust they could lose   Read More

Relatively-low interest rates make it cheap to borrow these days. If you can’t maximize contributions to your RRSP (Registered Retirement Savings Plan), consider borrowing to do so. In Hamlet, Polonius   Read More

Gift-giving season prompts Mark Goodfield (aka The Blunt Bean Counter) to look at some tax and other considerations regarding gifts to grandchildren.

Many grandparents ask me about the tax and practical   Read More

We advise you to use some contributions to a TFSA (Tax-Free Savings Account) to build an emergency fund. Then use the remaining TFSA money to invest in potentially very lucrative   Read More

You receive passive income through ventures that require little daily effort on your part and business activities in which you do not materially participate during the year. Mark Halpern, CFP,   Read More

You receive passive income through ventures that require little daily effort on your part and business activities in which you do not materially participate during the year. Mark Halpern, CFP,   Read More

At some point you may have been asked if you’re agreeable to being named an executor of an estate. You may have forgotten all about it until a long-lost cousin   Read More

Now that people are living longer, it’s no surprise that one of the biggest concerns among aging Canadians is the genuine fear of outliving retirement savings. And most people would   Read More

Canadian Dividend aristocrats are stocks that have raised their dividends for at least five years in a row. These growing income streams increase your stocks’ attractiveness and are likely to   Read More

The crafters of the legislation creating the Tax-Free Savings Account obviously weren’t moved by Juliet’s lament to Romeo: “What’s in a name? That which we call a rose by any   Read More

You likely qualify for deductions when you file your income tax return. If so, some tax planning this month by properly filling in form T1213 Request to Reduce Tax Deductions   Read More

The new cumulative contribution limit on a Tax-Free Savings Account is $41,000. Everybody should have a TFSA. TFSAs are the best thing offered to investors by the federal government since   Read More